IRA CD Rates and Savings IRA
Destination IRA rates for retirement savings
Retirement CD Special Rates
$2,500 minimum opening deposit
| Term | Special Interest Rate | Annual Percentage Yield (APY) | Renewal Term |
|---|---|---|---|
| 4 months | 3.43% | 3.49% | 3 months |
| 7 months | 3.19% | 3.24% | 6 months |
| 11 months | 2.95% | 2.99% | 6 months |
Retirement CD Standard Rates
$1,000 minimum opening deposit
| Term | Standard Interest Rate | APY | Balance |
|---|---|---|---|
| 1 - 2 months | 0.01% | 0.01% | $0 - $99,999.99 |
| 3 - 5 months | 0.50% | 0.50% | $0 - $99,999.99 |
| 6 - 11 months | 0.50% | 0.50% | $0 - $99,999.99 |
| 12 - 23 months | 1.49% | 1.50% | $0 - $99,999.99 |
| 24 - 35 months | 1.73% | 1.75% | $0 - $99,999.99 |
| 24 - 35 months | 2.23% | 2.25% | $100,000+ |
Klamma Retirement High Yield Savings
Minimum opening deposit: $100
Klamma Way2Save• Retirement Account
Minimum opening deposit: $100
Important Information
The APY (Annual Percentage Yield) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate compounded daily for a 365-day period. If you receive a periodic statement, that statement will include the Annual Percentage Yield earned (APYE) on your account for the period covered by the statement.
Special Interest Rate CDs: Minimum opening deposit of $2,500 required. Public funds are not eligible for these offers. Retirement CD Special Interest rates are applicable to initial term only. At maturity, Retirement Special Interest Rate CDs will automatically renew for the Renewal Term stated above at the interest rate and Annual Percentage Yield (APY) in effect on the maturity date for CDs not subject to a Special Interest Rate, unless the Bank has notified you otherwise.
Early Withdrawal Penalties: CD rates are subject to change at any time and are not guaranteed until the CD is opened. Early withdrawal(s) may be subject to either the Regulation D Penalty or the early withdrawal penalty. Some exceptions may apply.
Interest on Retirement CDs is compounded daily, paid monthly, and re-deposited into the CD.
Klamma Bank, N.A. Member FDIC.
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