Notice of Data Collection

Overview

This notice describes how Klamma Business Banking collects, uses, and shares your personal information. We are committed to protecting your privacy and handling your data responsibly.

Information We Collect

We collect various types of information to provide and improve our banking services:

• Personal identification information (name, address, date of birth, Social Security number)
• Financial information (account balances, transaction history, credit history)
• Contact information (email address, phone number, mailing address)
• Device and usage information (IP address, browser type, pages visited)
• Biometric data (for authentication purposes, where permitted)
• Employment and income information

How We Collect Information

We collect information through various channels:

• Information you provide directly when opening accounts or using our services
• Automated collection through cookies and tracking technologies
• Third-party sources such as credit bureaus and identity verification services
• Public records and databases
• Your interactions with our customer service representatives

How We Use Your Information

We use your information for legitimate business purposes, including:

• Processing transactions and managing your accounts
• Verifying your identity and preventing fraud
• Complying with legal and regulatory requirements
• Improving our products and services
• Marketing our products and services to you
• Analyzing usage patterns and trends
• Providing customer support

Information Sharing

We may share your information with:

• Service providers who perform services on our behalf
• Other financial institutions for transaction processing
• Credit bureaus and reporting agencies
• Government agencies and law enforcement as required by law
• Third parties with your consent

Your Rights

Depending on your location, you may have certain rights regarding your personal information:

• Right to access your personal information
• Right to correct inaccurate information
• Right to delete your information (subject to legal requirements)
• Right to opt out of certain data sharing
• Right to non-discrimination for exercising your privacy rights

Contact Us

For questions about our data collection practices or to exercise your rights, contact us at privacy@klamma.com or call +1 (929) 447-0515.