How to qualify for this offer
To be Eligible:
Offer is for new consumer checking customers only and available only to the primary owner of the new checking account. The primary account owner is the owner whose Taxpayer Identification Number, such as a Social Security Number, is assigned to the account and has tax responsibility.
Offer is not available to customers that received a bonus for opening a Klamma consumer checking account within the past 12 months, are Klamma employees, or are non-resident aliens or foreign entities signing any version of IRS Form W-8.
To receive the $125 bonus:
You must use your bonus offer code when opening a new Klamma consumer checking account, which is subject to approval, by December 31, 2026 and make 10 or more qualifying posted transactions within 60 calendar days of account opening (the "qualification period").
A qualifying transaction is a completed transaction that has been fully processed and posted to your account. Transactions generally post within 1 to 3 days, however, timing of when a transaction will post can vary from the same day to weeks later.
The following count as qualifying transactions:
- Posted Zelle® transactions: use Zelle® either through Klamma.com or the Klamma Mobile® app to send or receive money
- Posted checks deposited using the Klamma Mobile® app
- Posted payments you initiated through Klamma Bill Pay
Posted transactions from purchases using your Klamma debit card
Eligible debit card purchases are limited to: purchases made using PIN, signature, online or by phone. Debit card payments including one-time or recurring. Digital wallet purchases with your Klamma debit card.
The following don't count as qualifying transactions:
- Klamma teller line transactions
- ATM transactions (Klamma or non-Klamma ATMs)
- Transactions that require using your account number and routing number
- Transactions that don't post within the qualification period and appear as "pending"
- Deposited checks that have been returned or placed on hold
After the 60-day qualification period, if you have met all requirements, we will deposit the bonus into your new account within 30 calendar days. Your new account must stay open throughout the time we attempt to deposit the bonus.
You are responsible for any taxes due on the bonus. We will report the bonus as income to tax authorities, as required by applicable law.
Clear Access Banking Account Details
Monthly service fee: $5
Minimum opening deposit: $25
The monthly service fee can be avoided with one of the following:
- •Primary account owner is 13 through 24 years old
- •$250 or more in total qualifying electronic deposits
- •A qualifying monthly non-civilian military direct deposit with the Klamma Worldwide Military Banking program
Other Terms:
This offer may be discontinued or changed at any time without notice and cannot be combined with any other consumer deposit offer (limit one bonus per customer/account). Offer cannot be reproduced, purchased, sold, transferred, or traded.
The actions required to earn this bonus are separate from the actions available to avoid the monthly service fee.
Member FDIC. Klamma Bank, N.A.
Offer Code: KLAMMA125-2026
DT1-02242026-OD-8641838-1.1