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Limited Time Offer

Earn Unlimited 2% Cash Rewards

Our best cash back credit card on everyday purchases!

Earn unlimited 2% cash rewards on purchases

with no categories to track or quarterly activations

0% intro APR for 21 months

from account opening on purchases and qualifying balance transfers. After that your variable APR will be 18.49%, 24.49% or 28.49%.

Apply Now

Offers may differ from time to time and depend on the marketing channel

Klamma Business Card benefits and features

Cellular Telephone Protection

Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.

Auto Rental Collision Damage Waiver

Pay for rental cars using an eligible card and get reimbursed for covered damage or theft.

Travel and Emergency Assistance

Available for covered cardholders. Count on emergency assistance while traveling anywhere in the world.

Roadside Dispatch®

Available whenever you're in need of a tow - for eligible cardholders 24/7 with no membership required.

Emergency Cash & Card Replacement

Get an emergency cash advance disbursed or a card replaced within one to three business days after issuer approval.

Zero Liability Protection

Built-in protection ensures you won't be held responsible for unauthorized transactions, as long as they're reported promptly.

Klamma Business Card Awards

NerdWallet

2024 & 2025 Best Credit Card for Simple Cash Back

BankRate

2024 Best Credit Card for Flat-Rate Cash Back

Fool Money

2025 Best No Annual Fee Credit Card

How will you redeem your cash rewards?

Discover all the ways you can be rewarded with Klamma Rewards®

Cash Back

Redeem as statement credit or deposit to your account

Gift Cards

Choose from hundreds of popular retailers

Travel

Book flights, hotels, and vacation packages

Charity

Donate to your favorite charitable organizations

Apply Now

Subject to credit approval. Terms and conditions apply.

Important Information: The information provided is for general informational purposes only and should not be considered financial advice.

Balance transfers made within 120 days from account opening qualify for the intro rate and fee. After the intro period, a variable APR of 18.49%, 24.49%, or 28.49% will apply based on your creditworthiness.

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